Drop the Empty Promises and Catch a Financial Vision
Hey, let me tell you a little secret. When it comes to your personal finances, those new years’ resolutions won’t get you too far. Resolutions just don’t have the driving or sticking power you need to make major changes around your money. A better bet when it comes to your finances is crafting a vision.
When you take the time to dream about where you want to be financially in a year – what you want your life to look like in terms of a budget, your net worth, your living situation, your job – you’ll become inspired and encouraged towards who you truly want to be. Your dreams will expand over time and details will come into focus. What you see in your mind’s eye will start to seem possible to you, and even probable. And inevitably you will begin to believe that what you see, you can achieve (queue the R. Kelly).Simple resolutions don’t put a strong enough demand on our creative and imaginative abilities. But casting a vision for our lives creates a colorful, detailed picture in our mind of where we want to go. And the cool thing about human nature is that we generally go where we’re looking. Putting a detailed vision in front of ourselves on a regular basis can almost guarantee us of where we are going.
Here are some quick tips to ensure that your financial vision will take you where you want to go:
- Take time to imagine what you want your finances to look like in a year
- Draw it out or write it down in detail - include color, descriptions, and all the little details that come to mind. Cut images out of magazines if you like.
- Place your vision document somewhere you will see it every single day. Set your eyes and your mind on it regularly.
- Each week, have a critical look at your vision document and come up with two or three concrete things you can put on your to-do list that will move you towards your vision.
When it comes to your finances, resolutions just aren’t enough. You need a vision that can lead you to the steps you should take to get you where you want to go. So start to dream and pull out your paper and crayons. You’ve got places to go!