7 Unusual yet Effective Ways to Save on Your Grocery Budget
Sometimes grocery shopping is the best thing in the world, and other times it is absolutely dreaded– especially when you have a tight budget. We have a lovely guest post today by fellow Savvy Gal Maricor Bunal, who regularly writes about finances, and has shared some of her grocery budgeting expertise.
Grocery shopping will forever be a part of your weekly or monthly budget. There’s actually no escaping it. This means that you’ll forever need to allocate money for food, toiletries and other household items. This also requires you to manage your personal finance properly.
But just because you can’t escape grocery shopping, it doesn’t necessarily mean that you can’t save money in the long run. Well, we’ve got some good news for you! Here are seven unusual yet effective ways to save on grocery:
1. Keep away from coupons.
You might think that this tip is ridiculous. But you’ll be surprise to know that using coupons when shopping for groceries actually make you spend more than you planned. This is because most companies only give you a discount if you buy in bulk. So, unless you’re getting 10 percent off on something that you really need, do away with coupons.
2. Time your shopping trip.
Most discounted items get sold out fast. So, if you want to get to them first, you have to do your shopping as soon as the store opens in the morning. A lot of stores also offer huge discounts for items that weren’t sold during the day before they close shop. So, it’s also a good idea to shop for groceries before the store closes.
3. Challenge yourself to operate on cash only.
Most people are used to shopping using their credit cards. Although there’s nothing wrong with it, you can actually save more money if you use cash. That way, you won’t be tempted to overspend or buy things you don’t actually need. Plus, you’ll be more inclined to stick to a budget if you operate on cash only.
4. Join social groups that can give you tips on how to manage your personal finance well.
This includes budgeting your money properly so you can have more for your savings. Join forums and public groups on social media that give you useful tips on how you can make the most of your monthly budget, including trimming your allocation for your grocery shopping.
5. Try a different store.
Non-traditional grocery stores and even shopping websites offer more than 30 percent on discounts. If you buy from local farmer’s markets, you could get more mileage for your shopping budget. Also, consider buying from warehouse clubs and dollar stores as they offer much bigger discounts than your favorite grocery outlets.
6. Buy more of items that are on sale.
Buying in bulk is always cheaper. But if you buy more of items that are on sale, you’ll also be saving more money. So stock up on grocery items that are sold at a lesser price. This is especially true if these products are not usually on sale.
7. Do away with pre-packaged or prepared foods.
Prepared sandwiches, salads and pre-cut meats are usually marked up as much as 40 percent. If you want to save money on grocery, buy ingredients separately and prepare your meals at home instead.
With all these tips, we hope to make your grocery shopping wiser and more fun from here-on.
Thanks to Maricor for sharing these awesome tips, be sure to check out her site for other handy advice!